Terms of Use Agreement

MLM Friends Platinum Club

Applicable Websites: bob@bob-thompson.net, homemlmsolutions.com, mlm-friends.com, mlm-scambuster.com, mlm-opportunity.net

20 December 2009

The "MLM Friends" Platinum Club is a social networking service and MLM Lead Generation and Prospect Conversion Site provided by Bob Thompson c/o 67 Lyon Road, Crowthorne, Berkshire, England, that allows Members to create unique personal profiles in order to benchmark MLM Business Opportunities, and communicate with old and new Network Marketers. The services offered by ("we") include the MLM Friends website (the "MLM Friends" Platinum Club Website), the MLM Business Assurance Software, MLM Business Assurance Report, MLM Lead Generation and Prospect Conversion Site and any other features, content, or applications offered from time to time by the "Platinum Club" in connection with the Platinum Club (collectively, the "Platinum Club Services"). The Platinum Club Services are hosted in the U.K.

This Terms of Use Agreement ("Agreement") sets forth the legally binding terms for your use of the Platinum Club Services. By using the Platinum Club Services, you agree to be bound by this Agreement, whether you are a "Visitor" (which means that you simply browse the Platinum Club) or you are a "Member" (which means that you have registered to be a MLM Friends Platinum Club Member with Login Rights). The term "User" refers to a Visitor or a Member. You are only authorized to use the Platinum Club Services if you agree to abide by all applicable laws and to this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should leave the Platinum Club and discontinue use of the Platinum Club Services immediately. If you wish to become a Member, communicate with other Members and make use of the Platinum Club Services, you must read this Agreement and indicate your acceptance during the Registration process.

This Agreement includes MLM Friends.Com & Bob-Thompson.Net's policy for acceptable use of the Platinum Club Services and Content posted on the Platinum Club, your rights, obligations and restrictions regarding your use of the Platinum Club Services and Privacy Policy. In order to participate in certain Platinum Club Services, you may be notified that you are required to download software or content and/or agree to additional terms and conditions. Unless otherwise provided by the additional terms and conditions applicable to the Platinum Club Services in which you choose to participate, those additional terms are hereby incorporated into this Agreement.You may receive a copy of this Agreement by emailing us at: privacy@homemlmsolutions.com, Subject: Terms of Use Agreement.

We may modify this Agreement from time to time and such modification shall be effective upon posting by MLM Friends.Com & Bob-Thompson.Net on the Platinum Club. The Platinum Club will inform Members by email about such modifications. If you do not agree with such modification you have the right to terminate your membership with the Platinum Club. You agree to be bound to any changes to this Agreement when you use the Platinum Club Services after the modification has been posted for at least one month. It is therefore important that you review this Agreement regularly to ensure you are updated as to any changes.

Please choose carefully the information you post on the Platinum Club and that you provide to other Users. Your Platinum Club profile may not include the following items: any photographs containing nudity, or obscene, lewd, excessively violent, harassing, sexually explicit or otherwise objectionable subject matter. Despite this prohibition, information provided by other MLM Friends.Com & Bob-Thompson.Net Members (for instance, in their Profile) may contain inaccurate, inappropriate, offensive or sexually explicit material, products or services, and MLM Friends.Com & Bob-Thompson.Net assumes no responsibility or liability for this material. If you become aware of misuse of the Platinum Club Services by any person, please contact Support at the bottom of any MLM Friends.Com & Bob-Thompson.Net page.

MLM Friends.Com & Bob-Thompson.Net reserves the right, in its sole discretion, to reject, refuse to post or remove any posting (including private messages) by you, or to restrict, suspend, or terminate your access to all or any part of the Platinum Club Services at any time, , particularly in cases listed under clause 8 of these Terms of Use, with or without prior notice., Liability is limited to the maximum extent permitted by law according to clauses 12 and 13 of these Terms of Use in such a case.

1. Eligibility. Use of and Membership in the Platinum Club Services is void where prohibited. By using the Platinum Club Services, you represent and warrant that (a) all registration information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; (c) you are 18 years of age or older; and (d) your use of the Platinum Club Services does not violate any applicable law or regulation. Your profile may be deleted and your Membership may be terminated without warning, if we believe that you are under 18 years of age.

2. Term and Termination.

a) This Agreement shall remain in full force and effect while you use the Platinum Club Services or are a Member.

b) You may terminate your Membership at any time, for any reason, by following the instructions on the Member's Account Settings page. MLM Friends.Com & Bob-Thompson.Net may terminate your Membership at any time, without warning. Even after Membership is terminated, this Agreement will remain in effect, including sections 5-17.

3. Fees. reserves the right to alter, to depart from or to cease offering its services at the prevailing price at any time, taking into account MLM Friends.Com & Bob-Thompson.Net's legitimate interests and reasonable consumer expectations. MLM Friends.Com & Bob-Thompson.Net will inform Members by email if the service is to be offered in the future for a change in the fee. You can then decide if you want to continue to use such service. Your continued use of the service after the proposed fee modification has been posted for at least one month will be considered acceptance of the proposed fee modification. The same applies if fees are raised by MLM Friends.Com & Bob-Thompson.Net. If MLM Friends.Com & Bob-Thompson.Net terminates your Membership because you have breached the Agreement, you shall not be entitled to the refund of any unused portion of subscription fees.

4. Password. When you sign up to become a Member, you will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. You agree not to use the account, username, or password of another Member at any time or to disclose your password to any third party. You agree to notify MLM Friends.Com & Bob-Thompson.Net immediately if you suspect any unauthorized use of your account or access to your password. You are solely responsible for any and all use of your account.

5. Non-commercial Use by Members. The Platinum Club Services are for the personal use of Members to promote their own MLM Business Opportunity and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by MLM Friends.Com & Bob-Thompson.Net. Illegal and/or unauthorized use of the Platinum Club Services, including collecting usernames and/or email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorized framing of or linking to the Platinum Club is prohibited. Commercial advertisements, affiliate links, and other forms of solicitation not relating to MLM may be removed from Member profiles without notice and may result in termination of Membership privileges. Appropriate legal action will be taken for any illegal or unauthorized use of the Platinum Club Services.

6. Proprietary Rights in Content on MLM Friends.Com, Homemlmsolutions.com, MLM-Scambuster.Com, MLM-Opportunity.Net & Bob-Thompson.Net.

1. does not claim any ownership rights in the text, files, images, photos, video, sounds, musical works, works of authorship, or any other materials (collectively, "Content") that you post to the Platinum Club Services. After posting your Content to the Platinum Club Services, you continue to retain all ownership rights in such Content, and you continue to have the right to use your Content in any way you choose. By displaying or publishing ("posting") any Content on or through the Platinum Club Services, you hereby grant to MLM Friends.Com & Bob-Thompson.Net a limited license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Platinum Club Services. Without this license, MLM Friends.Com & Bob-Thompson.Net would be unable to provide the Platinum Club Services. For example, without the right to modify Member Content, MLM Friends.Com & Bob-Thompson.Net would not be able to digitally compress files that Members submit or otherwise format Content to satisfy technical requirements, and without the right to publicly perform Member Content, MLM Friends.Com & Bob-Thompson.Net could not allow Users to review Content posted by Members. The license you grant to MLM Friends.Com & Bob-Thompson.Net is non-exclusive (meaning you are free to license your Content to anyone else in addition to MLM Friends.Com & Bob-Thompson.Net), fully-paid and royalty-free (meaning that MLM Friends.Com & Bob-Thompson.Net is not required to pay you for the use on the Platinum Club Services of the Content that you post), sublicensable (so that MLM Friends.Com & Bob-Thompson.Net is able to use its affiliates and subcontractors such as Internet content delivery networks to provide the Platinum Club Services), and worldwide (because the Internet and the Platinum Club Services are global in reach). This license will terminate at the time you remove your Content from the Platinum Club Services. The license does not grant MLM Friends.Com & Bob-Thompson.Net the right to sell your Content, nor does the license grant MLM Friends.Com & Bob-Thompson.Net the right to distribute your Content outside of the Platinum Club Services.

2. You represent and warrant that: (i) you own the Content posted by you on or through the Platinum Club Services or otherwise have the right to grant the license set forth in this section, and (ii) the posting of your Content on or through the Platinum Club Services does not violate the privacy rights, publicity rights, intellectual property rights (including copyrights), contract rights or any other rights of any person. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any Content posted by you to or through the Platinum Club Services.

3. The Platinum Club Services contain Content of MLM Friends.Com & Bob-Thompson.Net ("MLM Friends.Com & Bob-Thompson.Net Content"). MLM Friends.Com & Bob-Thompson.Net Content is protected by copyright, trademark, patent, trade secret and other laws, and MLM Friends.Com & Bob-Thompson.Net owns and retains all rights in the MLM Friends.Com & Bob-Thompson.Net Content and the Platinum Club Services. MLM Friends.Com & Bob-Thompson.Net hereby grants you a limited, revocable, license to reproduce and display the MLM Friends.Com & Bob-Thompson.Net Content (excluding any software code) solely for your personal MLM Business Building use in connection with viewing the Platinum Club and using the Platinum Club Services.

4. The Platinum Club Services contain Content of Users and other MLM Friends.Com & Bob-Thompson.Net licensors. Except for Content posted by you, you may not copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, or sell any Content appearing on or through the Platinum Club Services.

7. Content Posted.

1. may delete any Content that in the sole judgment of MLM Friends.Com & Bob-Thompson.Net violates this Agreement or which may be offensive, illegal or violate the rights, harm, or threaten the safety of any person. MLM Friends.Com & Bob-Thompson.Net assumes no responsibility for monitoring the Platinum Club Services for inappropriate Content or conduct. If at any time MLM Friends.Com & Bob-Thompson.Net chooses, in its sole discretion, to monitor the Platinum Club Services, MLM Friends.Com & Bob-Thompson.Net nonetheless assumes no responsibility for the Content, no obligation to modify or remove any inappropriate Content, and no responsibility for the conduct of the User submitting any such Content.

2. You are solely responsible for the Content that you post on or through any of the Platinum Club Services, and any material or information that you transmit to other Members and for your interactions with other Users. MLM Friends.Com & Bob-Thompson.Net does not endorse and has no control over the Content. Content is not necessarily reviewed by MLM Friends.Com & Bob-Thompson.Net prior to posting and does not necessarily reflect the opinions or policies of MLM Friends.Com & Bob-Thompson.Net. MLM Friends.Com & Bob-Thompson.Net makes no warranties, express or implied, as to the Content or to the accuracy and reliability of the Content or any material or information that you transmit to other Members.

8. Content/Activity Prohibited. The following is a partial list of the kind of Content that is illegal or prohibited to post on or through the Platinum Club Services. reserves the right to investigate and take appropriate legal action against anyone who, in sole discretion, violates this provision, including without limitation, removing the offending communication from the Platinum Club Services and terminating the Membership of such violators. Prohibited Content includes, but is not limited to Content that, in the sole discretion of :

1. is patently offensive and promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;

2. harasses or advocates harassment of another person;

3. exploits people in a sexual or violent manner;

4. contains nudity, violence, or offensive subject matter or contains a link to an adult website;

5. solicits personal information from anyone under 18;

6. promotes information that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous;

7. promotes an illegal or unauthorized copy of another person's copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacture-installed copy-protect devices, or providing pirated music or links to pirated music files;

8. involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing, instant messaging, "spimming," or "spamming";

9. contains restricted or password only access pages or hidden pages or images (those not linked to or from another accessible page);

10. furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses;

11. solicits passwords or personal identifying information for commercial or unlawful purposes from other Users;

12. involves non MLM commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising, or pyramid schemes;

13. includes a photograph of another person that you have posted without that person's consent; or

14. for any profiles, uses sexually suggestive imagery or any other unfair, misleading or deceptive Content intended to draw traffic to the MLM Business.

The following is a partial list of the kind of activity that is illegal or prohibited on the Platinum Club and through your use of the Platinum Club Services. reserves the right to investigate and take appropriate legal action against anyone who, in sole discretion, violates this provision, including without limitation, reporting you to law enforcement authorities. Prohibited activity includes, but is not limited to:

16. criminal or tortious activity, including child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, stalking, spamming, spimming, sending of viruses or other harmful files, copyright infringement, patent infringement, or theft of trade secrets;

17. advertising to, or solicitation of, any Member to buy or sell any products or services through the Platinum Club Services. You may not transmit any chain letters or junk email to other Members. It is also a violation of these rules to use any information obtained from the Platinum Club Services in order to contact, advertise to, solicit, or sell to any Member without their prior explicit consent. In order to protect our Members from such advertising or solicitation, reserves the right to restrict the number of emails which a Member may send to other Members in any 24-hour period to a number which deems appropriate in its sole discretion. If you breach this Agreement and send unsolicited bulk email, instant messages or other unsolicited communications of any kind through the Platinum Club Services, you acknowledge that you will have caused substantial harm to , but that the amount of such harm would be extremely difficult to ascertain. As a reasonable estimation of such harm, you agree to pay $100 for each such unsolicited email, advertisement, junk emails or chain letters or other unsolicited communication you send, acting culpably, through the Platinum Club Services, regardless of the number of recipients of such email. is entitled to additional compensation of damages beyond $100. You have the right to prove that damages are below $100;

18. covering or obscuring the banner advertisements on your personal profile page, or any page via HTML/CSS or any other means;

19. any automated use of the system, such as using scripts to add friends or send comments or messages;

20. interfering with, disrupting, or creating an undue burden on the Platinum Club Services or the networks or services connected to the Platinum Club Services;

21. attempting to impersonate another Member or person;

22. using the account, username, or password of another Member at any time or disclosing your password to any third party or permitting any third party to access your account;

23. selling or otherwise transferring your profile;

24. using any information obtained from the Platinum Club Services in order to harass, abuse, or harm another person;

25. displaying an advertisement on your profile, or accepting payment or anything of value from a third person in exchange for your performing any commercial activity on or through the Platinum Club Services on behalf of that person, such as placing commercial content on your profile, posting blogs or bulletins with a commercial purpose, selecting a profile with a commercial purpose as one of your "Top" friends; or

27. using the Platinum Club Services in a manner inconsistent with any and all applicable laws and regulations.

9. Copyright Policy. You may not post, modify, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. It is the policy of to terminate Membership privileges of any Member who repeatedly infringes the copyright rights of others upon receipt of prompt notification to by the copyright owner or the copyright owner's legal agent. Without limiting the foregoing, if you believe that your work has been copied and posted on the Platinum Club Services in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information: (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the Platinum Club Services; (iv) your address, telephone number, and email address; (v) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. Copyright Agent for notice of claims of copyright infringement can be reached as follows: Copyright Agent, , 67 Lyon Road, Crowthorne, Berkshire, England, RG45 6RX; Attn: Copyright Agent; and email: copyrightagent@homemlmsolutions.com.

10. Member Disputes. You are solely responsible for your interactions with other Platinum Club Members. reserves the right, but has no obligation, to monitor disputes between you and other Members.

11. Privacy. Use of the Platinum Club Services is also governed by our Privacy Policy, which is incorporated into this Agreement by this reference.

12. Liability Disclaimer. will not be responsible for any incorrect or inaccurate Content posted on the Platinum Club or in connection with the Platinum Club Services, whether caused by Users of the Platinum Club Services or by any of the equipment or programming associated with or utilized in the Platinum Club Services. Profiles created and posted by Members on the Platinum Club may contain links to other websites. is not responsible for the Content, accuracy or opinions expressed on such websites, and such websites are in no way investigated, monitored or checked for accuracy or completeness by .

Inclusion of any linked website on the Platinum Club Services does not imply approval or endorsement of the linked website by . When you access these third-party sites, you do so at your own risk. takes no responsibility for third party advertisements which are posted on this Platinum Club or through the Platinum Club Services, nor does it take any responsibility for the goods or services provided by its advertisers. is not responsible for the conduct, whether online or offline, of any User of the Platinum Club Services.

In addition, assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any User or Member communication. is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or players due to technical problems or traffic congestion on the Internet or on any of the Platinum Club Services or combination thereof.

13. Exclusion of Warranty. The Platinum Club Services are provided "AS-IS" and as available. does not warrant of timely, secure, error- and interruption-free provision of Platinum Club Services. expressly disclaims any warranty of fitness for a particular purpose or non-infringement. cannot guarantee and does not promise any specific results from use of the Platinum Club Services. The exclusion of warranties does not affect your right of withdrawal.

Some jurisdictions do not allow the exclusion or limitation of certain types of of warranty or liability, such as liability for death or personal injury as a result of negligence or fraud of . Some of the limitations in clauses 12 and 13 may therefore not apply to you.

14. Disputes. If there is any dispute about or involving the Platinum Club Services, you agree that the dispute shall be governed by the laws of the United Kingdom, without regard to conflict of law provisions.

Either or you may demand that any dispute between and you about or involving the Platinum Club Services must be settled by arbitration utilizing the dispute resolution procedures of the United Kingdom. This does not apply when you are a consumer, The demand to settle a dispute by arbitration shall not prevent from seeking injunctive relief in a court of competent jurisdiction.

16. Indemnity. You agree to indemnify and hold , its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Platinum Club Services in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above and/or if any Content that you post on the Platinum Club or through the Platinum Club Services causes to be liable to another, provided that this was caused by culpable conduct.

17. Other. This Agreement is accepted upon your use of the Platinum Club or any of the Platinum Club Services and is further affirmed by you becoming a Member. This Agreement constitutes the entire agreement between you and regarding the use of the Platinum Club Services. The failure of to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

Please contact us at: Contact with any questions regarding this Agreement.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.